6 Affordable Cities for Middle-Class Americans



Buying a house is always going to be a big investment. But skyrocketing home prices across the U.S. have made it seem impossible for many people to buy into the market – especially those who don’t have a couple hundred thousand dollars sitting around in their bank accounts.

So, what’s a middle-class family to do? While it’s true that some locations are becoming increasingly out-of-reach for those who make between $60,000 and $90,000 per year, there are also locations with thriving middle-class housing markets and plenty of options for interested buyers. You just have to know where to look.

Here are six cities where median home prices continue to sit around $300,000 or less, which could be the perfect choice for an affordable move.

  1. Milwaukee, Wisconsin – Median Home Price: $190,000

If you want lakefront metropolitan living without the high cost of Chicago real estate, then Milwaukee could be the place to go. Wisconsin’s largest city has a ton to offer, including welcoming neighborhood vibes, a burgeoning outdoor festival scene, and lots (and lots) of beer and cheese.

  1. Grand Rapids, Michigan – Median Home Price: $250,000

Grand Rapids regularly makes U.S. News & World Report’s list of the top 25 places to live in the country – a spot earned in part by its strong school districts, low crime rates, and an increasing amount of employment opportunities. And in addition to an affordable housing market, it’s also a fairly walkable city, meaning you could stand to save even more by ditching your car.

  1. Pueblo, Colorado – Median Home Price: $287,500

Colorado isn’t exactly known for low-cost housing, but that doesn’t mean there aren’t affordable pockets within this picturesque state. Case in point: Pueblo, a charming city located south of Denver and just a few hours from some of the state’s best ski resorts. Highlights include a family-friendly downtown, plus a delicious food scene based around locally-grown Pueblo chiles.

  1. Syracuse, New York – Median Home Price: $154,000

While it’s primarily known as a college town, Syracuse is also a popular choice among middle-class families due to its affordable housing and solid job market. Get big city benefits with a small city feel, as well as easy access to some of the best hiking spots in central New York. Just be prepared for heavy snowfall – Syracuse is considered the snowiest metropolitan city in the U.S.!

  1. Greensboro, North Carolina – Median Home Price: $295,000

You’ll find plenty of southern charm in Greensboro, a North Carolina city known for its welcoming nature and commitment to green spaces and clean energy. And if you’re in the job market, you’ll be happy to know that it’s also home to the headquarters of some of the country’s biggest companies, including Mack Trucks and Wrangler.

  1. Peoria, Illinois – Median Home Price: $140,000

We’re wrapping up our list back where we started: in the beautiful and affordable midwest. Peoria is a top moving destination in Illinois and offers low-cost housing opportunities, diverse neighborhoods, and an entertaining downtown located right on the Illinois River. It’s also easy to get out into nature, with the 2,000-acre Wildlife Prairie State Park a short drive away.

Whether you’re a first-time homebuyer or a current homeowner looking for something new, you have more options than you think when it comes to affordable housing. Consider the cities above and find middle-class markets and all-around great places to live.

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