SPACE! Your Retreat Close To Mariner Lake

SPACE! Your Retreat close to Mariner Lake, $199 down and $182/mo for 60 months

Tucked into the established Oak Hills Estates subdivision in Interlachen, Florida, this spaceaous 0.33-acre lot on Holly Trail puts you right in the heart of Putnam County's coveted lake country. The quiet neighborhood road connects you to County Road 315 and State Road 20 — the main east-west artery linking Interlachen to Palatka and Gainesville. Whether you're coming from the coast or the city, reaching your future home site is a straightforward drive.

The crown jewel of this location is Mariner Lake, less than half a mile from the property. This beloved lake draws anglers, kayakers, and nature lovers year-round with its largemouth bass fishing and tranquil shores. The broader Interlachen area is celebrated as lake country — dozens of freshwater lakes dot the surrounding landscape, creating an outdoor playground right at your doorstep. Mornings here come with birdsong and the occasional heron gliding low across the water.

Interlachen's small-town character makes it a genuine retreat, yet you're never far from what you need. Palatka, the Putnam County seat, is approximately 16 miles east — home to grocery stores, hardware shops, medical facilities, and everything for daily living. For a wider range of amenities, Gainesville is about 26 miles west along SR-20, anchored by the University of Florida and a full range of dining, retail, and healthcare. The historic city of St. Augustine is roughly 39 miles away for a weekend day trip to the coast.

At this price point, this is a rare chance to own Florida real estate in a lake-access community without breaking the bank. With no HOA fees, no deadline to build, and flexible owner-financing available, you can take your time planning your ideal getaway. The lot is flat and easily accessible by road. Whether your goal is a weekend retreat, a future home site, or simply a foothold in one of Florida's most scenic inland communities, this lot delivers.

• 0.4 miles to Mariner Lake

• 2 miles to downtown Interlachen

• 16 miles to Palatka (Putnam County seat)

• 26 miles to Gainesville (University of Florida)

• 39 miles to St. Augustine

LAND DETAILS

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• Address: 241 Holly Trail, Interlachen FL 32148

• Subdivision: Oak Hills Estates

• Parcel ID (APN): 04-10-24-6450-0010-0460

• GPS Coordinates: 29.651901° N, 81.900319° W

• Zoning: R-2 (Residential, Mixed)

• Single-family homes and mobile homes permitted

• HOA Fees: None

• Size: 0.33 acres

• Terrain: Flat

• Access: Holly Trail

• Conveyance: Special Warranty Deed

• Taxes: $128 per year

• Elevation: 174 feet

• Utilities:

• Water would be by well

• Sewer would be by Septic

• No electricity available in the immediate area

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PRICED LOW FOR QUICK SALE

I am flexible and can make this fit any budget. Can be sold on terms for

• $199 down + $182 x 60 mo

• $199 down + $213 x 48 mo

• $199 down + $266 x 36 mo

This is a fully amortized loan with no prepayment penalty and NO CREDIT CHECK. These numbers ALREADY INCLUDE property taxes and a $10/mo loan servicing fee! Additional one-time $99 document fee.

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You are welcome to visit the property at any time. There's no appointment required. Don't hesitate to ask any questions below.

Pictures are of the actual property or of the sights in the miles.

Buyers are advised to contact the Putnam County Office in Palatka, FL for land use information, building permits, etc.

County Contact Information:

• For ownership verification call the Putnam County Property Appraiser at (386) 329-0286

• For land use information call Planning & Zoning at (386) 329-0307

or go to

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✓ Secure yourself a piece of land for your dream home!

✓ Peaceful living and outdoor adventures await!!

+++ Please contact me for more information! +++