Own A 1.15-Acre No HOA Lot In FL, Mobile Home Flexibility - Owner Financing

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Dear Land Buyer,

Are you looking for more than an acre in Florida without HOA dues, crowded subdivisions, or a private committee adding another layer of rules?

This property is for you if you want a rural residential lot with public road access, electricity available for connection, and mostly level terrain.

-Hold it now for just $50. Owner financing available.

It may not be right for you if you need paved access or public water and sewer.

Here is what you are getting.

1.15 acres in Jackson County, Florida.

No HOA.

Residential zoning.

Public road access.

Electricity available for connection.

Mostly level to gently sloping terrain.

And a location near local lakes.

There is no HOA.

That means no HOA dues, no HOA board, and no separate HOA approval process.

You must still follow Jackson County rules and other applicable regulations, but there is no private association adding another layer of fees or approvals.

The property is located in Jackson County in the Florida Panhandle.

Buyers often consider this area because it offers more space and lower housing density than many of Florida's larger cities and coastal markets.

You are not paying for a crowded subdivision or shared amenities you may never use.

The property is zoned residential.

Based on current research, the zoning allows single-family homes and double-wide mobile homes.

That gives you more than one housing option to investigate.

But it does not mean every plan is automatically approved, so please confirm your intended use directly with Jackson County before making plans.

The property is reached by a public dirt road.

This means you don't have to cross your neighbor's property to reach the lot.

Buyers should inspect the road and independently confirm legal and physical access before purchasing.

Electricity is available for connection to the property.

A private well and septic system will need to be installed.

Connection locations, installation costs, permits, soil conditions, and service requirements should be confirmed with the appropriate providers and Jackson County.

The property has slopes ranging from approximately 0% to 5%.

In practical terms, the land is mostly level to gently sloping.

That may make the property easier to walk, inspect, and evaluate than land with steep or uneven terrain.

The vegetation consists mainly of upland pine flatwoods with sandy soils.

You can expect longleaf or slash pine, saw palmetto, wiregrass, scattered scrub oak, or low native shrubs.

Clearing or other site preparation may be needed depending on your intended use.

Available mapping does not show the parcel within a mapped special flood hazard area.

That may reduce some of the uncertainty associated with properties located in designated high-risk flood zones.

The property is also located near local lakes.

This area may appeal to buyers who want more space, fewer nearby homes, and a quieter setting than they would typically find in denser Florida markets.

In one property, you are getting 1.15 acres with residential zoning, dirt-road access, electricity available for connection, no HOA, mostly gentle slopes, and proximity to local lakes.

It is easy to find land with one or two of those features.

It is harder to find them together on the same parcel.

So if this fits what you are looking for, Buy to purchase the property, or Hold to secure it while you finish your decision.

Note: All information is based on independent research. Buyers should confirm zoning, access, and utility availability directly with the county before making plans. This property was purchased in a tax sale.

A one-time document preparation fee is paid upfront at closing and covers deed preparation, recording, and administrative costs.

LOT BREAKDOWN: WHAT YOU'RE GETTING

Assessor's Parcel Number: 02-2N-11-0087-1960-0040

Legal Description: Please email us for a full metes and bounds description

Elevation: 94

GPS Center Coordinates (Approx.): 30.61885, -85.36695

Annual Taxes: ~$78.77

Zoning: Residential

Time Limit To Build: None as far as we are aware

Access: Dirt Road

Power: We recommend that you contact Jackson County to confirm, but according to our research, electricity is available for connection to the property

Water: A well would need to be installed

Sewer: A septic system would need to be installed

Official Contacts: Please contact Jackson County

RVs Allowed?: We recommend that you contact Jackson County to confirm, but, according to our research, a temporary RV is allowed during the construction of a primary home with the required building permit

Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit

Survey Available?: No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor

In HOA?: No HOA

Annual HOA Dues: ~$0.00