Own A 0.40-Acre Quiet Lot In FL, No HOA - Owner Financing

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Dear Land Buyer,

Are you looking for a piece of Florida you can call your own without spending a fortune?

This property is for you if you want flexibility without HOA fees, approval boards, or unnecessary restrictions.

- Hold it now for just $50 on our website. Make-It-Yours Monday coupon available on our website.

It may not be a fit if you're looking for a fully developed property with utilities already installed.

This 0.40-acre lot is located in Putnam County, Florida and comes with something many buyers are looking for: no HOA.

That means no HOA dues, no approval boards, and no extra layer of rules beyond county requirements.

The property is zoned R-2 Residential.

That means traditional homes, manufactured homes, mobile homes, and tiny homes are allowed, according to our research.

As always, please call the county to verify all building rules and restrictions.

The property has dirt road access, electricity available for connection, and would require a well and septic system.

It has gently sloping terrain (5-8%), sandy soils, and natural Florida vegetation including pine, oak scrub, palmetto, and native grasses.

According to our research, the property is not located in a special flood hazard area and does not contain wetlands.

But properties with residential zoning, road access, no HOA, and no identified wetlands are becoming increasingly difficult to find.

So if this property fits your goals, buy to secure it.

Need more time? Place a Hold on the property while you complete your due diligence.

Note: All information is based on independent research. Buyers should confirm zoning, access, and utility availability directly with the county before making plans.

A one-time document preparation fee is paid upfront at closing and covers deed preparation, recording, and administrative costs.

LOT BREAKDOWN: WHAT YOU'RE GETTING

Assessor's Parcel Number: 12-10-23-1600-0090-0280

Legal Description: Cooper Lake Estates Mb4 P87 Blk 9 Lots 28 29 30 31

Elevation: 54

GPS Center Coordinates (Approx.): 29.63475, -81.9597

Annual Taxes: ~$81.42

Zoning: R-2

Time Limit To Build: None as far as we are aware

Access: Dirt Road

Power: We recommend that you contact Putnam County to confirm, but according to our research, electricity is available for connection to the property

Water: A well would need to be installed

Sewer: A septic system would need to be installed

Official Contacts: Please contact Putnam County

RVs Allowed?: We recommend that you contact Putnam County to confirm, but according to our research, you can get a temporary permit to live in an RV while building a home

Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit

Survey Available?: No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor

In HOA?: No HOA

Annual HOA Dues: ~$0.00