Own A 0.52-Acre No HOA, Wooded Lot In FL - Owner Financing

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Dear Land Buyer,

Are you looking for an affordable Florida lot near lakes?

This 0.52-acre property offers flat terrain, available power nearby, no mapped flood zone, and no mapped wetlands.

This property is for you if you want a residential lot that keeps ownership simple.

-Hold it now for just $50. Owner financing available.

You get over half an acre of land, road access, nearby power, and the flexibility that comes with owning property outside of an HOA.

It may not be the right fit if you are looking for a fully improved homesite with public water, public sewer, and utilities already connected.

One of the biggest advantages of this property is what it does not have.

There is no HOA.

That means no HOA dues, no approval committees, and no additional layer of restrictions beyond county regulations.

Many buyers specifically search for properties like this because they want fewer rules and fewer ongoing costs.

Putnam County continues to attract buyers who want a different experience than Florida's more crowded and heavily developed areas.

People buy here because they want more space, lower density, and a simpler ownership experience.

Instead of paying a premium for a small lot in a tightly packed neighborhood, buyers often choose Putnam County because they want room to spread out and enjoy their property.

The property is zoned R-2.

In plain English, this allows single-family homes, mobile homes and tiny homes according to our research.

As always, buyers should contact Putnam County directly to verify permitted uses, setbacks, and any plans they may have for the property.

The property is accessed by a dirt road.

Road access is one of the first things experienced land buyers verify because access affects how easily you can reach and enjoy your property.

Electricity is available for connection in the area.

A private well would need to be installed for water, and a septic system would need to be installed for wastewater service.

This setup is common throughout many parts of Putnam County and gives buyers an alternative to relying on public utility systems.

The terrain is flat.

There are no significant slopes or elevation changes based on our research.

Flat land is generally easier to walk, evaluate, maintain, and use than heavily sloped property.

The lot is wooded with typical Florida vegetation, including small trees, shrubs, and native pine and oak growth.

According to our research, the property is not located within a special flood hazard area and does not contain mapped wetlands.

Many buyers specifically look for properties outside special flood hazard areas because flood-related restrictions, insurance requirements, and development considerations can sometimes create additional complexity.

Another reason buyers are drawn to this area is its proximity to lakes and outdoor recreation.

The surrounding area offers opportunities for fishing, boating, and enjoying Florida's natural environment without the traffic and congestion often associated with larger metropolitan markets.

But finding a lot that combines over half an acre, residential zoning, road access, available power nearby, no HOA, flat terrain, and no mapped flood or wetland concerns is becoming increasingly difficult.

So if this property fits what you have been looking for, buy now or place the property on Hold while you complete your review and due diligence.

Note: All information is based on independent research. Buyers should confirm zoning, access, and utility availability directly with the county before making plans.

A one-time document preparation fee is paid upfront at closing and covers deed preparation, recording, and administrative costs.

LOT BREAKDOWN: WHAT YOU'RE GETTING

Assessor's Parcel Number: 11-11-26-8243-0260-0180

Legal Description: St Johns Riverside Estates, Hoot Owl Ridge 3Rd Addition, Mb5 P35 Blk 26 Lots 18 19

Elevation: 16

GPS Center Coordinates (Approx.): 29.56105, -81.6525

Annual Taxes: ~$48.97

Zoning: Residential-2

Time Limit To Build: None as far as we are aware

Access: Dirt Road

Power: We recommend that you contact Putnam County to confirm, but according to our research, electricity is available for connection to the property

Water: A well would need to be installed

Sewer: A septic system would need to be installed

Official Contacts: Please contact Putnam County

RVs Allowed?: We recommend that you contact Putnam County to confirm, but, according to our research, RVs are not allowed

Buildable?: Because we do not know the specifics of what you may want to build on the property, we recommend that you contact the building and/or zoning department(s) for more information on the relevant zoning and building regulations and how to obtain a building permit

Survey Available?: No, we have not had a survey commissioned, but if you would like to pay for a survey we would be happy to work with your chosen surveyor

In HOA?: No HOA

Annual HOA Dues: ~$0.00